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Made Too Many Applications Despite Facing Rejection - People do make a lot of application despite the lenders rejecting their case each time. 100yr but this is more of a nice to have than a need to have. You may have to wait up to seven days for a redemption to your account to post. The bonus is only available to customers who have not held a personal American Express card in the previous 24 months. Cardholders are privy to special events and receive special savings offers during their birthday months. The system is available for many term measures including 5, 10, 15 and even 20 decades. Most travel cards require a pretty hefty credit score or lock you into an airline.